Payment Audit Checklist

The 12 checks we run in every payment operations audit before recommending fixes.

1. 01Failed charge rate and retry logic configuration
2. 02Webhook event coverage vs Stripe dashboard events
3. 03Webhook signature verification and idempotency
4. 04Dunning configuration for subscriptions
5. 05Chargeback and dispute ratio vs industry benchmark
6. 06SCA exemption usage and 3DS flow testing
7. 07VAT/tax configuration for all active markets
8. 08Refund and partial capture handling
9. 09Payout reconciliation against internal ledger
10. 10Test vs live mode key separation
11. 11Customer payment method update self-service
12. 12Alerting on payment failure spikes