PSD3 Readiness Scorecard
PSD3 implementation targets 2028. CFOs should decide on treasury API architecture in 2026 to avoid rushed migrations.
- 01Multi-bank account aggregation strategy defined
- 02Open banking provider selected (finAPI, Tink, or Kosma)
- 03IBAN name verification workflow planned
- 04Real-time cash dashboard requirements documented
- 05A2A payment initiation use cases identified
- 06FiDA data access implications reviewed with legal
- 07Internal owner assigned for PSD3 readiness program
Download: PSD3 Readiness Scorecard
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